Terms of Service

Effective Date: April 1, 2026

Welcome to Masters Radio (“we,” “us,” or “our”). By accessing or using our website at mastersradio.com, creating an account, subscribing to a membership tier, or opting in to receive communications from us, you agree to be bound by these Terms of Service (“Terms”). If you do not agree to these Terms, please do not use our services.

1. About Masters Radio

Masters Radio is a music discovery platform that streams independent and legacy artist music across three free channels (New, Newer, Newerest). Streaming is free and always will be. Membership is for people who want to support independent artists, access exclusive content and courses, and be part of building something early.

2. Eligibility

You must be at least 18 years old to create an account or purchase a membership. By using our services, you represent that you meet this requirement and that the information you provide is accurate and complete.

3. Membership Tiers & Billing

Masters Radio offers the following membership tiers:

Artist Standard — Free registration. Access to all site content and streaming. Artist profile and music submission capabilities.
Basic (Founding Member) — $4.99/month. All site content plus behind-the-music exclusives, Founding Member badge, and community features.
Premium — $50/month. All Basic benefits plus full course access, Song Forge creator tools, and expanded content library.
Artist Premium — $100/year. All site content plus artist-specific courses, Song Forge artist submissions, and priority support.
Lifetime — One-time payment. All Premium benefits for life, with no recurring charges.

Pricing, features, and tier availability are subject to change. We will notify existing members before any changes that affect their current membership.

3a. Payment Processing

All payments are processed securely through Stripe. Masters Radio does not store your credit card or payment information on our servers. By subscribing to a paid tier, you authorize Stripe to charge the applicable fee to your provided payment method on a recurring basis (monthly or annually, depending on your tier) until you cancel.

3b. Failed Payments & Grace Period

If a recurring payment fails, we will attempt to notify you and retry the charge. You will have a reasonable grace period to update your payment method before your membership benefits are suspended. During the grace period, you retain access to your membership benefits.

3c. Cancellation & Refunds

You may cancel your membership at any time from your Membership Account page. Upon cancellation:

Recurring memberships: You retain access through the end of your current billing period. No partial refunds are issued for unused time within a billing cycle.
Lifetime memberships: These are non-recurring and non-refundable, as they grant permanent access.

If you believe a charge was made in error, please contact us at leadership@mastersradio.com and we will work with you to resolve it.

4. SMS & Text Messaging Terms

Masters Radio may send SMS (text) messages to users who have expressly opted in. This section governs all text message communications.

4a. Consent & Opt-In

By providing your mobile phone number and checking the opt-in box on any Masters Radio form (including membership checkout, contact forms, or dedicated opt-in pages), you expressly consent to receive SMS messages from Masters Radio. Consent is not a condition of purchase. You may purchase a membership or use our services without opting in to SMS.

4b. Types of Messages

Messages you may receive include:

Transactional messages: Payment confirmations, billing reminders, membership status updates, account alerts, and password resets.
Membership messages: Onboarding steps, welcome messages, renewal reminders, and membership benefit notifications.
Promotional messages: New content announcements, event invitations, special offers, and artist features (only with your prior opt-in consent).

4c. Message Frequency & Rates

Message frequency varies based on your membership activity and communication preferences. You may receive up to 10 messages per month. Message and data rates may apply depending on your mobile carrier and plan. Masters Radio is not responsible for carrier charges.

4d. Opt-Out

You may opt out of SMS messages at any time by:

Replying STOP to any message from Masters Radio
Emailing leadership@mastersradio.com with your phone number and a request to unsubscribe

After opting out, you will receive a single confirmation message. You will no longer receive promotional SMS messages, though transactional messages related to active billing may continue as permitted by law.

4e. Help

Reply HELP to any message for assistance, or contact us at leadership@mastersradio.com.

4f. Data Sharing

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes. Your phone number and opt-in consent data will only be shared with SMS service providers strictly for the purpose of delivering messages on our behalf. See our Privacy Policy for full details.

4g. Supported Carriers

SMS services are available on major U.S. carriers including AT&T, Verizon, T-Mobile, Sprint, and most regional carriers. Carriers are not liable for delayed or undelivered messages.

5. User Accounts & Conduct

You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account. You agree not to:

Share your login credentials with others
Use the site for any unlawful purpose
Upload or submit content that infringes on the intellectual property rights of others
Attempt to gain unauthorized access to other accounts or site systems
Use automated tools to scrape, download, or redistribute content

We reserve the right to suspend or terminate accounts that violate these Terms.

6. Content & Intellectual Property

All music, audio streams, articles, courses, images, and other content on Masters Radio is owned by or licensed to Masters Radio or the respective artists. You may listen to streams and access content within the terms of your membership tier, but you may not:

Download, record, or redistribute streamed music
Copy or republish articles, course materials, or behind-the-music content
Use any Masters Radio content for commercial purposes without written permission

Artists who submit music to Masters Radio retain ownership of their work. By submitting, artists grant Masters Radio a non-exclusive license to stream and promote their music on our platform.

7. Disclaimer of Warranties

Masters Radio is provided “as is” and “as available.” We make no warranties, express or implied, regarding the availability, reliability, or accuracy of the site, its content, or any membership benefits. We do not guarantee uninterrupted access to streams, courses, or other features.

8. Limitation of Liability

To the maximum extent permitted by law, Masters Radio and its officers, employees, and partners shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the site or services, including but not limited to lost data, lost revenue, or service interruptions.

9. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Indiana, United States, without regard to conflict of law principles. Any disputes arising from these Terms shall be resolved in the courts of Indiana.

10. Changes to These Terms

We may update these Terms from time to time. Changes will be posted on this page with an updated effective date. Continued use of the site after changes are posted constitutes acceptance of the revised Terms. For material changes affecting paid memberships, we will notify members via email at least 30 days in advance.

11. Contact

Questions about these Terms of Service may be directed to:

Masters Radio
Email: leadership@mastersradio.com
Website: mastersradio.com